Home Run Loans
HOME IMPROVEMENT FINANCING MADE EASY
Home run loans makes home improvements easy.
Whether you need money for urgent repairs, a remodel, or to make your home more comfortable, Home Run Loans can help. We offer competitive rates and same day approvals so you can get your project started right away. Have the home you deserve with Home Run Loans.
Finance your home projects with zero down.
No upfront costs and affordable payments over time.Don’t wait to start repairs or renovations.
We can often approve your application in minutes, so you can start your home renovation right away.4Upgrade to the home you deserve.
Everyone should have access to a safe, comfortable, and efficient home.Finance a wide variety of home improvement projects.
Home Run Loans finance a wide variety of projects, including kitchen and bathroom remodels, and more.Choose your contractor.
Ask your contractor if they already offer Home Run Loans, or ask us about our licensed, approved contractors.Save money and energy.
Home Run Loans can be used for energy efficiency projects like solar, new windows and energy-efficient appliances.Take advantage of low rates to pay for home improvements.
There are many home improvement financing options available. Whether you are considering an unsecured loan with Home Run Loans or a secured loan such as a home equity line of credit (HELOC) or Home Equity Loan, it is important to understand what types or rates, repayment terms, and approval criteria are available. Use the table below to compare home improvement loan options.
Home Run Loans | PACE Funding | Home Equity Line of Credit (HELOC) | Credit Card | |
|---|---|---|---|---|
| Repayment Terms | Up to 25 Years | Up to 30 Years | Up to 30 Years | Not Applicable |
| Rate Structure | Always Fixed | Always Fixed | Fixed or Variable | Compounding |
| Approval Time | Within Minutes | Within Minutes | Up to a Month or Longer | Same Day |
| Approval Based on Credit Score | Yes | No | Yes | Yes |
| Obligation Shows on Credit Report | Yes | No | Yes | Yes |
| Lien on the Property | No | Yes | Yes | No |
| Tax Deductible Interest | No | Consult Your Tax Advisor | Consult Your Tax Advisor | No |
| Rates | 3.99% Rate / 6.2% APR1 | 3.99% Rate / 6.58% APR2 | Dependent on Credit score | 12.99% – 21.99% APR3 |
| Enhanced consumer protections | Yes | Yes | No | No |
Financing your home improvement project through Home Run Loans.
Whether you plan to make an immediate repair, renovate and upgrade your home, make your house more environmentally friendly or prepare for natural disasters like hurricanes and earthquakes, Home Run Loans can help.
I need money for urgent home repairs.
Unexpected, urgent repairs can often leave you feeling stuck and angry. If your HVAC breaks in the middle of the summer, or your roof is leaking during storm season, you will do whatever it takes to keep your family safe and comfortable.
Home Run Loans offers same day approvals, so you can get your repair or replacement started right away.4 We offer 100% financing, with competitive, low rates so you can afford the right solution.
I want to renovate my home.
Renovating a kitchen or bathroom, adding a new room to your home, or improving outdoor spaces like patios, gazebos and yards can go a long way towards improving quality of life. It can also increase your property value. You shouldn’t need perfect credit or a giant bank account to have a safe, comfortable, modern home. We have helped thousands of homeowners upgrade to a house that they are proud to call home.
I want my house to be safe when the next earthquake or hurricane hits.
Preparing your home for earthquakes or for hurricane season can be expensive. Many homeowners put off preparing for natural disasters, only to regret it when emergency strikes. With favorable repayment terms and low rates, Home Run Loans can help you upgrade for storm season:
- Storm, hurricane & impact windows
- New hurricane, impact or storm doors
- Storm shutters and hurricane screens
I want my home to be energy and water-efficient.
Energy- and water-saving technologies have grown significantly in recent years. Whether you want to go solar, improve your HVAC efficiency, install efficient appliances or state-of-the-art windows, Home Run Loans can help. Upgrading your home to be more environmentally friendly can save you money on utility bills, make your home more comfortable and its good for the planet.
Approved Statewide!
Home Run Loans can be used for any home improvement project. Including: Emergency Repairs, Heating/AC, Renovations, Solar, Roofing, Windows/Doors, Landscape, Lighting, Insulation, Electrical and more.
Home Run Loans are currently available in California, Florida, Kansas, and Missouri.
California
Florida
Missouri
Kansas
Frequently Asked Home Run Loan Questions
How do Home Run Loans work?
Home Run Loans are a traditional, unsecured home loan, in amounts up to $100,000, for a wide range of home improvement projects. Homeowners pay back the loan monthly. Qualification is based on personal credit rather than home equity. No income documentation is required. Flexible repayment terms range from 5 to 25 years. The property must be owner-occupied.
What type of projects are eligible with Home Run Loans?
Home Run PACE Funding can be used to finance renewable energy projects, projects that improve energy efficiency or water efficiency, and home hardening improvements related to earthquakes, wildfires and hurricanes. Home Run Loans can be used for a wide variety of home improvement projects, including the types of projects allowable under PACE plus kitchen remodels, bathrooms, flooring, room additions, accessory dwelling units, gazebos, and many other projects.
What is the difference between Home Run Loans and Home Run PACE Funding?
Home Run Loans is a traditional, unsecured loan product that funds a broad range of home improvement projects. Home Run PACE Funding is designed specifically to help homeowners reduce their energy and water use and protect or repair their homes in the face of natural disasters and severe weather events. The two products have different features and eligibility requirements. Home Run Financing is currently the only financing company to offer both types of financing to homeowners.
APR example uses a $25,000 project with 25 year term. Base rate is 3.99% and requires a 14.99% homeowner buydown fee that is financed as part of the loan. Final APR will vary on based total project cost, selected term, and rate choice. Rates are current as of August 1, 2021 and are subject to change without notice. Not all rates are available in all states.
APR example uses a $25,000 project with 30 year term. Base rate is 3.99% and requires a 13.99% homeowner buydown fee that is financed as part of the PACE property tax assessment. Final APR will vary on based total project cost, selected term, and rate choice. Rates are current as of August 1, 2021 and are subject to change without notice. Not all rates and terms are available in all states.
Rate range is for Discover Card and is based on data compiled in February 2021 from the Discover website.
Subject to your right to cancel under state law.
