Home Run Financing

impact windows financing

FINANCING STORM WINDOWS & DOORS IN FLORIDA

Feel the positive
impact of new
storm windows.

Prepare for Florida hurricanes with new impact windows.

You shouldn’t need perfect credit or a giant bank account to feel safe in your home. Home Run Financing can help you prepare for Florida’s next big storm with financing that makes upgrading hurricane impact windows and doors affordable. With low, fixed interest rates and payment terms up to thirty years for most windows and doors projects, we can help break down the high costs of storm windows into small, manageable payments.
Apply for Windows & Doors Financing

Start your door or window replacement right away.

Often, we can approve applications for storm windows or doors in minutes.

No credit requirement for impact window financing.

We look at your ability to pay, not your FICO score, meaning you can finance windows even with bad credit.

Get the best option for your new impact windows.

With financing amounts up to 20%5 of your home value, we can help you get the amount you need to get the job done right.

Rest easy with low, fixed rates.

Home Run Financing rates are fixed and start as low as 3.99% / 6.58% APR.1

Work with reliable windows contractors.

We can find you a PACE approved contractor, who has gone through our full screening and training process.

Choose a repayment term that fits your needs.

With payment terms options from five to thirty years, you can choose a repayment plan that works for your budget.

What options do you have to finance windows in Florida?

It is hard to find the right home improvement financing solution for window and door upgrades. A home equity loan or a home equity line of credit (HELOC) can take a month or longer to get approved, even if you have perfect credit. Personal and unsecured loans typically have minimum FICO score requirements and shorter repayment terms that can lead to high repayment bills.

PACE offers a great option with affordable payments over time and no minimum credit score requirement. Use the table below to compare your options and determine the best way to finance your impact windows and doors.

PACE Funding
 Home Run Loans Home Equity Line of Credit (HELOC) Credit Card
Repayment Terms
Up to 30 Years
Up to 25 Years
Up to 30 Years
Not Applicable
Rate Structure
Always Fixed
Always Fixed
Fixed or Variable
Compounding
Approval Time
Within Minutes
Within Minutes
Up to a Month or Longer
Same Day
Approval Based on Credit Score
No
Yes
Yes
Yes
Obligation Shows on Credit Report
No
Yes
Yes
Yes
Lien on the Property
Yes
No
Yes
No
Tax Deductible Interest
Consult Your Tax Advisor
No
Consult Your Tax Advisor
No
Rates
3.99% Rate / 6.58% APR1
3.99% Rate / 6.2% APR2
Dependent on Credit Score
12.99% – 21.99% APR4
Enhanced consumer protections
Yes
Yes
No
No

Financing storm windows and doors through Home Run Financing

I thought I was going to have to put plywood over my windows forever.

Diego – Miami-Dade County, FL
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Which weather protection projects are eligible for financing?

PACE financing can be used to help pay for a broad range of storm protection solutions for your home. Whether you are preparing for hurricane season, looking to increase the safety and security of your home, or reduce your energy consumption with newer more efficient impact windows products, PACE can likely help you finance the right solution for your storm preparation needs.

storm window installation
Raindrops running down the window while a hurricane is blowing a palm tree outside along with torrential rain.

Storm, hurricane & impact window installation.

While the upfront cost of impact windows can be significant, they offer many benefits beyond protection from the next big Florida hurricane. When storm windows are in place and ready to go, there is nothing you need to do when a storm is approaching.

Additionally, hurricane windows increase your home’s energy efficiency and may help to reduce your monthly energy bill. They also reduce the sound of outside noise in your home and add increased security and protection from home burglaries. You may even be able to receive a discount on your homeowner insurance premiums, so if you opt for impact windows financing, be sure to notify your home insurance provider.

storm door financing
a set of white French doors with an elegant set of bronze coloured silk curtains and light caramel coloured walls. The flooring is made from “light oak” tiles. The centres of the windows have been blanked out and a clipping path has been accurately placed to enable easy placement of a “view” of your choice.

New hurricane, impact storm doors.

Impact doors offer many advantages and are extremely useful when paired with impact windows. There are a wide variety of hurricane and storm resistant door options that are stylish, modern, and eligible for PACE financing. Options included aluminum sliding glass doors, aluminum or vinyl French doors, and even aluminum cabana doors.

Best of all, impact doors offer the same security, energy efficiency, and noise reduction benefits as impact windows. They may also qualify you for a reduced home insurance premium, so check with your insurance provider if you decide to upgrade.

storm shutter installation
Window with half-closed roller shutter, closeup

Storm shutters and hurricane screen installation.

Storm shutters and hurricane screens offer a less expensive storm protection option than replacing all of your windows. While still highly effective, it is important to realize that with storm shutters and hurricane screens you will need to put them up or engage them every time there’s a hurricane warning.

If you are willing to take on a little more added maintenance in exchange for a lower cost solution, hurricane shutter financing may be a great option.

Eligible in over 478 communities in Florida

Click below to see if PACE financing is available in your area.

Florida

pace financing in Florida

Impact-resistant windows & doors FAQ

Do hurricane windows or shutters increase home value?

Financing hurricane shutters and windows may increase your home value, but it is hard to estimate how much your home’s value might increase as this can vary significantly from market to market. Hurricane impact windows are more likely to increase the value of your home than storm shutters, due to the added benefits of curb appeal, noise reduction and energy efficiency.
Both hurricane windows and shutters can be a strong selling point if you ever decide to sell your home. This makes participating in a Florida impact window program a great investment for the future.

Do I need a permit to replace windows in Florida?

Yes, most Florida impact window programs typically require you to get a permit prior to installation. The specific permit process and code requirements varies based on your location. The good news is that we are happy to connect you with a Home Run Financing approved contractor who will help you navigate this process. Once your project is complete, you may be able to use your permit with your home insurance provider to receive an impact windows discount on your insurance.

How can I finance storm windows with bad credit?

Determining the best way to finance impact windows can be tricky, especially if you have bad credit. Home Run Financing does not use your FICO or credit score to determine if you will be approved for financing for your storm windows. Our underwriting primarily takes into consideration the equity you have in your home, your mortgage and property tax payment and history, and any recent bankruptcies you might have. PACE is perfect for financing home renovations with bad credit.

Do window companies offer financing?

Many windows companies do offer financing. However, this option may not be the best way to finance impact windows. Unsecured loans or personal loans make it hard to finance windows with bad credit, as they typically require strong credit scores to be eligible for competitive interest rates. Many unsecured loans also have relatively short repayment periods, leading to higher monthly repayment costs.
Other options such as a home equity line of credit (HELOC) can take a month or longer to get approved, even if you have perfect credit. PACE financing works differently, offering long terms and competitive rates without any minimum credit score requirements. PACE is a great option for impact window financing.

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  1. APR example uses a $25,000 project with 30 year term. Base rate is 3.99% and requires a 13.99% homeowner buydown fee that is financed as part of the PACE property tax assessment. Final APR will vary on based total project cost, selected term, and rate choice. Rates are current as of August 1, 2021 and are subject to change without notice. Not all rates and terms are available in all states.

  2. APR example uses a $25,000 project with 25 year term. Base rate is 3.99% and requires a 14.99% homeowner buydown fee that is financed as part of the loan. Final APR will vary on based total project cost, selected term, and rate choice. Rates are current as of August 1, 2021 and are subject to change without notice. Not all rates are available in all states.

  3. Maximum financing amounts vary by state, city and county. Depending on local regulations, there may be max financing restrictions that limit the maximum PACE financing eligibility to less than 20% of your estimated property value.

  4. Rate range is for Discover Card and is based on data compiled in February 2021 from the Discover website. 

  5. Maximum financing amounts vary by state, city and county. Depending on local regulations, there may be max financing restrictions that limit the maximum PACE financing eligibility to less than 20% of your estimated property value.

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