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FINANCING FLOOD MITIGATION REPAIRS AND SOLUTIONS IN FLORIDA


Keep the water out,
keep the good vibes in

  • No minimum FICO
  • Low rates for flood mitigation
  • Terms up to 20 years1
  • Super fast approvals
Get Started

Are you prepared for the next hurricane? Home Run Financing now provides assistance with flood mitigation projects that you may have been putting off

In Florida homeowners may use PACE financing for flood and water damage mitigation and resiliency improvements, prioritizing repairs, replacement, or improvements that qualify for reductions in flood insurance premiums, including raising a structure above the base flood elevation to reduce flood damage; constructing a flood diversion apparatus, drainage gate, or seawall improvement, including seawall repairs and seawall replacements; purchasing flood-damage-resistant building materials; or making electrical, mechanical, plumbing, or other system improvements that reduce flood damage.
Apply for Flood Mitigation Financing

Start your flood mitigation project right away.

Often, we can approve applications for flood mitigation in minutes.

No credit requirement for flood mitigation financing.

We look at your ability to pay, not your FICO score, meaning you can finance flood mitigation projects even with bad credit.

Get the best option for your new flood mitigation projects.

With financing amounts up to 20%2 of your home value, we can help you get the amount you need to get the job done right.

Rest easy with low, fixed rates.

Home Run Financing offers competitive fixed interest rates.

Work with reliable flood mitigation contractors.

We can find you a PACE approved contractor, who has gone through our full screening and training process.

Choose a repayment term that fits your needs.

With payment terms options from five to twenty years, you can choose a repayment plan that works for your budget.

What options do you have to finance flood mitigation in Florida?

PACE Funding
Home Equity Line of Credit (HELOC) Credit Card
Repayment Terms
Up to 20 Years
Up to 20 Years
Not Applicable
Rate Structure
Always Fixed
Fixed or Variable
Compounding
Approval Time
Within Minutes
Up to a Month or Longer
Same Day
Approval Based on Credit Score
No
Yes
Yes
Obligation Shows on Credit Report
No
Yes
Yes
Lien on the Property
Yes
Yes
No
Tax Deductible Interest
Consult Your Tax Advisor
Consult Your Tax Advisor
No
Enhanced consumer protections
Yes
No
No

Eligible in over 180 communities in Florida

Click below to see if PACE financing is available in your area.

Florida

pace financing in Florida

  1. 20 year repayment terms are not available for all project types. Repayment terms are determined by estimated useful life of the product and manufacturer product warranty period. Repayment term options may vary by state. Not all term options are available in all states. Term options are subject to change at any time. 

  2. Maximum financing amounts vary by state, city and county. Depending on local regulations, there may be max financing restrictions that limit the maximum PACE financing eligibility to less than 20% of your estimated property value.

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Copyright © 2025 PACE Funding Group, LLC.

PACE Funding Group, LLC is licensed to provide PACE financing in California – License number 60DBO-91769

PFG Lending, LLC is licensed in the following States to provide Home Run Loans:
Florida Office of Financial Regulation – License number SF9901932
Missouri Division of Finance – License number 510-23-8900
Kansas Office of the State Bank Commissioner – License number SL.0026816
California Department of Financial Protection and Innovation (DFPI) — License number 60DBO – 138794