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FINANCING SEPTIC TO SEWER REPAIRS, REPLACEMENTS AND IMPROVEMENTS IN FLORIDA


Flush away your
septic troubles

  • No minimum FICO
  • Low rates for septic to sewer
  • Terms up to 20 years1
  • Super fast approvals
Get Started

Financing for your septic to sewer projects. Has your County or City required you to make upgrades?

In Florida homeowners may use PACE financing for the repair, replacement or improvement of a central sewerage system, for converting an onsite sewage treatment and disposal system to a central sewerage system, or, if no central sewerage system is available, to remove, repair, replace or improve an onsite sewage treatment and disposal system to an advanced system or technology.
Apply for Septic to Sewer Financing

Start your septic to sewer project right away.

Often, we can approve applications for septic to sewer in minutes.

No credit requirement for septic to sewer financing.

We look at your ability to pay, not your FICO score, meaning you can finance septic to sewer projects even with bad credit.

Get the best option for your new septic to sewer projects.

With financing amounts up to 20%2 of your home value, we can help you get the amount you need to get the job done right.

Rest easy with low, fixed rates.

Home Run Financing offers competitive fixed interest rates.

Work with reliable septic to sewer contractors.

We can find you a PACE approved contractor, who has gone through our full screening and training process.

Choose a repayment term that fits your needs.

With payment terms options from five to twenty years, you can choose a repayment plan that works for your budget.

What options do you have to finance septic to sewer in Florida?

PACE Funding
Home Equity Line of Credit (HELOC) Credit Card
Repayment Terms
Up to 20 Years
Up to 20 Years
Not Applicable
Rate Structure
Always Fixed
Fixed or Variable
Compounding
Approval Time
Within Minutes
Up to a Month or Longer
Same Day
Approval Based on Credit Score
No
Yes
Yes
Obligation Shows on Credit Report
No
Yes
Yes
Lien on the Property
Yes
Yes
No
Tax Deductible Interest
Consult Your Tax Advisor
Consult Your Tax Advisor
No
Enhanced consumer protections
Yes
No
No

Eligible in over 180 communities in Florida

Click below to see if PACE financing is available in your area.

Florida

pace financing in Florida

  1. 20 year repayment terms are not available for all project types. Repayment terms are determined by estimated useful life of the product and manufacturer product warranty period. Repayment term options may vary by state. Not all term options are available in all states. Term options are subject to change at any time. 

  2. Maximum financing amounts vary by state, city and county. Depending on local regulations, there may be max financing restrictions that limit the maximum PACE financing eligibility to less than 20% of your estimated property value.

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Copyright © 2026 PACE Funding Group, LLC.

PACE Funding Group, LLC is licensed to provide PACE financing in California – License number 60DBO-91769

PFG Lending, LLC is licensed in the following States to provide Home Run Loans:
Florida Office of Financial Regulation – License number SF9901932
Missouri Division of Finance – License number 510-23-8900
Kansas Office of the State Bank Commissioner – License number SL.0026816
California Department of Financial Protection and Innovation (DFPI) — License number 60DBO – 138794